E-Commerce

How do you safeguard your personal and finance data when you make an online purchase? Do you think using online financial services is safety or risky? Have you done a proper safeguard for your data? Nowadays, computer and internet are very common to everyone. We will rely on computer to save our personal data and using online financial services to do financial transactions such as online banking in order to safe time and more convenient. Therefore, do you think the safeguards that you make are sufficient enough to protect your confidential data?

Nowadays, many companies prefer to collect personal information from their customers through internet, especially when customer purchase item through internet, because it is an easy way for the organization to simplify the whole buying process. Commonly, when consumers make some online purchase, company will record consumer’s personal information such as names, addresses, phone numbers or bank and credit card account numbers. Is it security to protect consumer to avoid embezzled by other people? Do you know that if you do not take basic steps to protect your information, your identity may be theft by someone and become a victim of fraud.

Many people do not have enough knowledge on their personal information and financial data that are store in the web server and all of this is the internet criminal's target. As Internet criminals increasingly, it is difficult to keep our personal information safe and also hardly to prevent from stealing. Do you know what “Personal Financial Information” is? It is means any record containing a customer of a financial institution whether in paper, electronic, or another form, that is handled by behalf of the institution or its affiliates.

Ways to stay safe on your personal and finance data:

1. Be cautious on your information.
   Personal information can be as dangerous as financial information. Therefore, do not give your financial information or personally identifying details to organizations you do not know before. You can just simply give something as simple as date of birth and mother's maiden name

2. Keep credit cards to a minimum level. If the credit card you use for purchases has a low credit limit, it can avoid dishonest sales clerk to use your credit card information when you are away. If really steal by someone, at least thieves cannot be able to rack up many bills.

3. Protect computer's security. Many data stored in computer, therefore, we should use as many tools as you can to guard your computer information from the virus such as anti-virus software, spyware, and firewalls. If failing to protect computer is as bad as leaving your door unlocked.

4. Do not reveal any personal information or passwords to anyone. never write down the information regarding our password or carry it in wallet or briefcase in order to avoid using password that are easy for someone to guess such as the name of your favorite pet or your date of birth.

5. Be cautious accessing financial information in public. After using services like to check Bank balance on a public computer such as in a public library, school computer lab or Internet cafe, must remember to log out and close the browser window properly. In case, give a chance to other people to access your data or reading your personal information and mail, if there are share information with another user.

6. Pay attention when using an ATM. Keep your eyes are observed for anyone who have interested in your transactions. Use your free hand to shield the keypad when entering PIN code.

7. Backing up your data externally. By using many forms of media, such as DVDs and CDs to prevent some unfortunately local backups that are subject to unexpected events like fire and robbery.